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The Recovery Calculator

A 50% loss doesn't need a 50% gain to recover — it needs 100%. This calculator shows you the real number, so you know exactly what you're working toward.

Why the math isn't symmetric

If you invest $1,000 and it drops 50% to $500, gaining 50% back only gets you to $750 — not $1,000. Because the loss is calculated on a bigger number than the gain is, percentage losses and gains are never equal. The formula is:

Gain needed = Loss % ÷ (1 − Loss %)

The deeper the drawdown, the more disproportionate the climb back. That's not a reason to panic — it's a reason to have an actual plan. Start with our recovery guides for what to do next.