The Comeback Calculator
Tell it what you lost, and it shows two things: the real gain you need to get back to even, and a month-by-month plan for when you'll actually get there. Works in any currency.
Your comeback plan
Adding your monthly top-up and letting it grow, here's roughly when you'd be back to even at three different return assumptions.
These returns are hypothetical illustrations, not predictions or advice — real markets don't move in a straight line. The point is to compare how much faster a steady monthly top-up gets you back, not to promise a date.
Current value is at or above what you put in — nothing to recover here.
Why a 50% loss needs a 100% gain
If you put in ₹1,00,000 and it drops 50% to ₹50,000, a 50% gain only brings you back to ₹75,000 — not ₹1,00,000. The loss is measured on a bigger number than the gain, so they're never equal:
Gain needed = Loss % ÷ (1 − Loss %)
The deeper the hole, the steeper the climb — which is exactly why waiting and hoping rarely works, but a steady monthly top-up does. See therecovery guides for how to think about whether to hold, average down, or cut, and readthe psychology of not making it worse.