Practical playbooks, tax help, and straight talk for anyone who's down on a crypto or stock trade and needs a plan back to green.
Step-by-step playbooks for what to do after a loss.
Market moves that matter, explained through a recovery lens.
The behavioral side of losing money — and how to think straight again.
Tax-loss harvesting and capital-loss guides for crypto and stocks.
NFT losses follow the same capital-loss rules as crypto or stock — sell or dispose of it to realize the loss, no deduction just for a floor price dropping. But two under-covered wrinkles change the math: the IRS's move to tax some NFT gains as collectibles, and the personal-use trap that can void the deduction entirely.
Give away a depreciated stock or crypto position to a family member and the built-in loss often can't be claimed by you or them — a quirk called the dual basis rule. How it works, the sell-first alternative that preserves the loss, and a worked example.
The belief that an asset 'can't possibly go lower' or is 'due' for a reversal after a losing streak isn't a market read — it's the gambler's fallacy, a well-documented bias that shows up in real trading data and costs real money. Here's how it works and how to catch it.
Herd mentality is why you bought when everyone else was buying and sold when everyone else was panicking. The research behind crowd-driven bubbles and capitulations, plus a checklist to catch it before your next trade.
On September 18, 2026, the Bank of Japan raised its policy rate to 1.25% — a 31-year high — in a split 7-2 vote, and the yen fell anyway. What the yen carry trade actually is, how its August 2024 unwind crashed Bitcoin to $50,000 and the Nikkei by 12.4% in a single day, and why this week's hike didn't repeat it.
The advice to 'donate appreciated assets to charity' flips completely once a position is underwater. Donate a losing stock or coin directly and you forfeit the capital loss for good. Sell first, then donate the cash, and you keep both. The full comparison, a worked example, and the crypto-specific appraisal rule most people miss.