Practical playbooks, tax help, and straight talk for anyone who's down on a crypto or stock trade and needs a plan back to green.
Step-by-step playbooks for what to do after a loss.
Market moves that matter, explained through a recovery lens.
The behavioral side of losing money — and how to think straight again.
Tax-loss harvesting and capital-loss guides for crypto and stocks.
Losses inside a 401(k), traditional IRA, or Roth IRA generally can't be deducted on your tax return — and a 2025 law permanently closed the one narrow exception that used to exist. Here's how retirement-account losses actually work, compared to a taxable brokerage account.
When a margin or futures position gets force-closed, the IRS still treats it as a sale — you owe tax or claim a loss based on the liquidation price, not what you meant to exit at. How the gain or loss is actually calculated, and why the type of contract you were trading changes the tax rate.
Your purchase price, an asset's all-time high, and round numbers all act as psychological anchors that distort what a fair price actually looks like. What anchoring bias is, the research behind it, and how to actually price an asset without one.
The IRS treats crypto staking rewards as ordinary income the moment you can control them, then taxes any gain again when you sell — a two-event rule that's currently being challenged in federal court and in a pending bill. How the rule actually works, with a worked example.
Nearly half of people who've combined finances with a partner admit to hiding money from them, and investments are one of the most common things concealed. A concrete way to have the conversation — what to say first, what to bring with you, and the mistakes that make it worse.
Vanguard's own research shows lump-sum investing beats dollar-cost averaging most of the time — but that finding describes a normal market, not the one you're facing after a crash. The actual data, the exception, and how to choose.