crypto
02

No Deposit Insurance

Typically no deposit protection. If the issuer or reserves fail, holders can lose value.

crypto
03

Pegs Can Break

Even large stablecoins have traded below their peg under stress. "Stable" is a goal, not a promise.

crypto
04

Backing Is Everything

Safety depends on the reserves and how transparently they are shown. Model matters.

crypto
05

India: It's A VDA

Stablecoins are virtual digital assets, so tax and reporting can apply. Confirm with a professional.

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