Real World Asset tokenization puts US Treasury bills, real estate, and stocks on blockchain. BlackRock's BUIDL fund alone holds $4.2B. Total market: $15B. When the world's largest asset manager builds on Ethereum, it's not a trend — it's a structural shift.
Tokenization = creating a digital blockchain representation of a real asset. A $2M commercial property becomes 200,000 tokens at ₹10,000 each. You buy 10 tokens (₹1,00,000). Smart contract pays you proportional rental income monthly. Trade your tokens 24/7. No lawyers, no stamp duty, no minimum investment barriers. Any asset, any size, instant settlement.
BlackRock BUIDL (USD Institutional Digital Liquidity Fund): $4.2B AUM. Invests in US Treasury bills (4.8% yield). Lives on Ethereum. When BlackRock ($10T AUM) chose Ethereum for their first tokenized fund, they validated: (1) Ethereum as institutional finance infrastructure, (2) The entire RWA sector. BUIDL grew from $100M to $4.2B in 27 months. The institutional confidence signal is unmistakable.
US Treasury bills: $8.5B (Ondo Finance USDY, Franklin Templeton FOBXX). Private credit (business loans): $3.2B (Centrifuge, Maple Finance — 7–12% yields). Tokenized real estate: $2.1B (RealT lets you buy US property from $50/token). Tokenized stocks (SpaceX SPCX, TSLA): $1.2B. Why it matters for DeFi: real-world yield (4–12%) finally flowing into the DeFi ecosystem instead of circular crypto-collateral.
Access routes for Indian investors: Ondo Finance USDY — tokenized T-bills, ~4.8% yield in USDC equivalent, accessible globally with MetaMask. MakerDAO DSR (Dai Savings Rate) — indirectly earns RWA yield from T-bill collateral. Centrifuge via Aave — real-world credit yields on Ethereum L2. India tax: RWA yields are income taxed at 30% (VDA tax). Consult a crypto tax advisor. Goldman Sachs projects total RWA market reaches $16 trillion by 2030.
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