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The headline number

PT-USDai carries an estimated max looping APY of 27.13%, maturing October 14, 2026.

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How looping works

A principal token is supplied as collateral, used to borrow a stablecoin, which is swapped back into more of the same token, repeating the cycle.

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Leverage cuts both ways

The 27.13% figure is the top of a range at a specific leverage multiple, not a fixed rate every user receives.

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Rates can move

Actual returns depend on Morpho's borrow costs at entry and how those costs shift before the position matures.

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What to check first

Before entering, confirm the live borrow rate and the exact maturity date rather than relying on a headline APY figure.

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