india
02

Your holding period sets your tax rate

Hold crypto under 2 years = short-term gains taxed at your slab rate (10–30%). Hold 2+ years = flat 20% tax. As of August 2026, both rates apply with no exemptions.

india
03

Use Weighted Average Cost, not FIFO

India requires WACM: divide total purchase value by total units owned. This method reduces disputes with tax authorities and is accepted for all holding periods.

india
04

1% TDS applies on sales (if on regulated exchanges)

Regulated platforms deduct 1% TDS on your gross sale proceeds. This is a credit against your final tax—not an additional cost. Verify your exchange's TDS compliance.

india
05

File by July 31, 2027 for FY 2026-27

Late filing attracts penalties and will likely trigger assessment. Include every buy, sell, and swap in Schedule VDA with dates, quantities, rates, and costs.

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