DCA (Dollar-Cost Averaging) is investing a fixed amount at regular intervals — regardless of price. Studies show DCA outperforms timing the market for 80%+ of investors. Here's how to do it in India.
When price is high, your fixed ₹5,000 buys less BTC. When price is low, it buys more. Average cost: lower than the average price. This is why DCA outperforms lump-sum buying in volatile assets. You buy more when it's cheap automatically.
CoinDCX: Auto-invest feature — set ₹1,000–₹50,000 weekly or monthly into BTC/ETH. WazirX: Recurring buys available. Jupiter (Solana): DCA directly on-chain — buy SOL at any interval. Set it once, forget it.
Lump sum beats DCA in strongly rising markets. DCA beats lump sum in volatile/sideways markets. Crypto is highly volatile — DCA reduces timing risk significantly. Emotionally: DCA is easier. You don't agonize over whether to buy at $65K or wait for $60K.
Invest ₹5,000–₹10,000 every month: 60% BTC, 30% ETH, 10% quality altcoin. Set the auto-invest and ignore daily price moves. Don't check portfolio every day. Review quarterly. DCA for 2–3 years compounds significantly in a bull cycle.
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