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Who's behind it

Erebor was founded by Palmer Luckey, the entrepreneur behind defense contractor Anduril, and got full US approval in February 2026.

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The pitch

Erebor banks companies in crypto, AI and defense — sectors larger, more risk-averse banks often avoid.

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Fast growth

Deposits grew from $1.1 billion in March to $4.6 billion by July 2026, according to the FT report.

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Why raise now

New capital is reportedly needed to meet a 12% mandatory leverage ratio as the balance sheet expands, and to fund more lending.

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Who's investing

Lux Capital, Andreessen Horowitz, Valor Equity Partners and SV Angel are among the reported new backers, alongside existing investor Haun Ventures.

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Still in talks

Nothing is signed yet — valuation figures differ across reports and terms could still change before the round closes.

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