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Reduce Crypto Tax India

India's 30% crypto tax is fixed — but there are 5 legal strategies to reduce your total tax burden. Know them before you trade.

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Tip 1: Hold, Don't Trade

Tax only triggers when you sell. Holding Bitcoin for years without selling means zero taxable events. Long-term HODL is tax-efficient.

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Tip 2: Gift to Family

Gifts to immediate family (spouse, parents, children) are tax-exempt up to specific limits. Transfer appreciated crypto as gifts before selling.

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Tip 3: Use HUF

Hindu Undivided Families (HUFs) are separate tax entities with their own basic exemption limits. Crypto held in HUF accounts can reduce effective tax.

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Tip 4: Track TDS Credit

1% TDS deducted by exchanges counts toward your total tax liability. Keep all TDS certificates — they reduce your final payment significantly.

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