Just like a mutual fund SIP — invest a fixed amount monthly in Bitcoin automatically. No timing the market. No daily stress. Just compounding over time. Here's the complete setup guide.
SIP buys MORE crypto when prices fall (automatically). A ₹5,000/month Bitcoin SIP from 2023 to 2026 (₹1.8L invested) is worth ~₹5.2L today — 189% return. The 2023 start was during the bear market. SIP investors who kept buying during the crash captured the full recovery. Consistency beats timing.
Mudrex is designed for SIP investors: Download → KYC → Select Bitcoin → Auto-Invest → Set ₹5,000/month → Link UPI → Done. 0% trading fee. Mudrex auto-debits on your schedule. You never have to log in or time anything. Set it and let it run for 3 years.
SIP only into quality assets. Best: Bitcoin (safest, institutional adoption, halving cycle). Second: Ethereum (4.2% staking yield on top of price appreciation). Never SIP altcoins — they can go to zero and a SIP into a dying project just compounds your loss. Quality only.
Each monthly purchase is a separate cost basis lot at 30% gain tax. No LTCG benefit like equity SIPs. Use Koinly to track all lots automatically. Crypto SIP is a supplement to equity mutual fund SIPs — not a replacement. Ideal allocation: 80% equity SIPs + 15-20% crypto SIP. Don't bet your retirement on crypto alone.
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