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Same terms, same cost

Circle paid Coinbase about $908 million in distribution and revenue sharing in 2024 alone, roughly 54% of Circle's total revenue that year.

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No dividend yet

Circle ruled out a near-term dividend, saying it would rather reinvest cash into growth areas like stablecoin infrastructure for AI agents.

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Not exclusive

Circle says it has more than 150 partners with incentives to distribute USDC, so it isn't solely dependent on Coinbase.

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Competitive backdrop

The renewal came days after Coinbase joined the Open USD consortium, a rival stablecoin distribution effort.

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What to watch

Whether USDC's volume lead over Tether keeps growing fast enough to offset the size of Coinbase's cut.

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